Women and Health Insurance

TitleWomen and Health Insurance
Publication TypeCase Study
Year of Publication2009
AuthorsFunke, RD, Dillard, B, Potthast, A, Boxall, SF, Carr, E, Carr, S, Diaz-Sprague, R, Elliott, D, Funke, MB, Price, C
PublisherAssociation for Practical and Professional Ethics
Publication Languageeng
AbstractWomen who buy insurance as an individual pay up to 20% to 50% higher premiums than men for the same insurance coverage. While insurance companies argue that these higher premiums are justified, as women use more healthcare services than men, care associated with maternity and reporductive health, other claim that despite the business logic behind the higher premium, it is still discriminatory. Charging higher premiums based on racial or ethnic differences has been banned for some time, despite the potential for differences in healthcare consumption between races.
NotesCase Study from the 2009 Regional Ethics Bowl. Association for Practical and Professional Ethics, 2009 http://www.indiana.edu/~appe/ethicsbowl.html
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